Consolidating a New Client's Financial Life and Setting the Stage for Efficient Wealth Management
With a disparate team of advisors and a patchwork of assets, a retired investment manager had underestimated his net worth by half. TwinFocus created a unified balance sheet, saved him precious time and hassle, and laid the groundwork for a smooth transition to the next generation.
Proud to see Paul Karger weigh in with CBS News on SpaceX's stock drop and ...
Proud to see Paul Karger weigh in with CBS News on SpaceX's stock drop and this week's share lockup expiration
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Proud to see Paul Karger weigh in with CBS News on SpaceX’s…
Proud to see Paul Karger weigh in with CBS News on SpaceX’s stock drop and this week’s share lockup expiration: “The lockup expiration does not mean every insider or early investor will sell, but it does increase the potential supply of shares coming to market, which can create near-term pressure on the stock.” https://www.cbsnews.com/news/spacex-stock-falls-ai-spending/ [The views expressed are Paul Karger’s own, made in his capacity as a media commentator, and do not constitute investment advice or a recommendation to buy or sell any security. This post is shared for informational purposes only and is not an endorsement of TwinFocus or its services by CBS News or the author of the article. TwinFocus is an SEC-registered investment adviser; registration does not imply a certain level of skill or training.]
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August 2026
1 mins read
In The News
Paul Karger was recently featured on the Celebrity Estates podcast from Wea...
Paul Karger was recently featured on the Celebrity Estates podcast from Wealth Management / Trusts & Estates, hosted by Senior Editor David Lenok.
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A few things Paul said that stood out: Prenups aren’t just a…
A few things Paul said that stood out: Prenups aren’t just a “what if the marriage ends” document. Paul makes the case that the real value is in the clarity they force early on, getting both partners’ financial expectations, family obligations, and future plans on the table while everyone is still on the same page. Full transparency and separate counsel aren’t optional. Paul emphasizes that a prenup only holds up, legally and relationally, when both sides fully disclose their finances and have their own independent legal representation. A prenup is only as good as the plan around it. Paul walks through why these agreements need to be coordinated with trusts and broader estate plans, and why couples have to actually follow the agreement afterward (for example, when buying property or combining assets) or it can lose its force. Worth a...
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July 2026
9 mins read
TwinFocus Insights
To Raise or Not to Raise, A "Hawkish Hold"
To Raise or Not to Raise, A "Hawkish Hold"
The Federal Open Market Committee left the federal funds rate unchanged at…
The Federal Open Market Committee left the federal funds rate unchanged at its July meeting, delivering the hawkish hold that markets had largely anticipated. However, the market reaction implies the story is more nuanced than the headlines suggest. The Fed Decision While the vote was more hawkish than expected, with three of the nine committee members preferring a rate increase, the accompanying message struck a more dovish tone, emphasizing the need to be “especially prudent at these uncertain times” with Chairman Warsh reiterating there is “no tolerance” for inflation running above target. The caution likely reflects an acknowledgment of current constraints. Monetary policy is not effective against the current sources of inflation; an oil supply shock compounded by supply chain disruption and potential tariff-induced pressures. Conversely, the Q2 real GDP advanced estimate eased to 1.5% from 2.1% in Q1, with...
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July 2026
2 mins read
Videos
Resilience isn't taught in a textbook. Sometimes it's learned on a mat, in ...
Resilience isn't taught in a textbook. Sometimes it's learned on a mat, in a gym, in a community that refuses to give up on its young people.
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Resilience isn’t taught in a textbook. Sometimes it’s learned on a…
Resilience isn’t taught in a textbook. Sometimes it’s learned on a mat, in a gym, in a community that refuses to give up on its young people. That’s the world Level Ground has built in Dorchester, and TwinFocus is proud and excited to support them as part of our 20th anniversary campaign, “20 Years of Trust, Impact, and Gratitude.” Level Ground is far more than a martial arts gym. Yes, they offer professional instruction in MMA, Brazilian Jiu Jitsu, Kickboxing, and Muay Thai, free for children and teenagers, and affordable for adults. But what happens at 1490 Dorchester Ave goes well beyond the mat. Through their Student Trainer Program, young people receive academic tutoring, college application support, workforce development training, nutrition education, and 1:1 mentorship. They don’t just learn how to fight, they learn how to build a future. The results speak for themselves....
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July 2026
10 mins read
TwinFocus Insights
Research Note: Gold's Surge Revisited
Research Note: Gold's Surge Revisited
Following one of the strongest multi-year advances in its history, gold has…
Following one of the strongest multi-year advances in its history, gold has entered a period of correction. This naturally raises the question: has the fundamental investment case for holding gold changed, or does the decline simply reflect a repricing of short-term expectations? The price of gold appears to respond to several factors operating over different time horizons. Some of the factors that carried gold higher in 2024 and 2025 have weakened, while others remain firmly in place. Distinguishing cyclical pressure and structural support is essential to understanding whether recent weakness represents a change in trend or merely a pause within a longer-term bull market. Our conclusion is that the role of gold in a diversified portfolio has not fundamentally changed. Performance For much of the last 30 years, Gold has kept pace with, and at times outperformed, the strongest major...
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July 2026
1 mins read
In The News
TwinFocus Co-Founder and Managing Partner Wes Karger is featured in Cheryl ...
TwinFocus Co-Founder and Managing Partner Wes Karger is featured in Cheryl Winokur Munk’s piece in Barron's Advisor, “Why Some Rich Families are Trading the Hamptons for Safaris this Summer.”
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In the article, Wes discusses an emerging trend among ultra-high-net-worth families: choosing…
In the article, Wes discusses an emerging trend among ultra-high-net-worth families: choosing remote, immersive travel experiences over traditional luxury destinations. Rather than simply escaping to familiar vacation spots, many families are seeking meaningful adventures that encourage genuine connection, presence, and time away from the constant demands of digital life. By disconnecting from the distractions of everyday life, TwinFocus clients are creating opportunities to strengthen family bonds, foster shared experiences across generations, and invest in memories that endure long after the trip ends. As Wes puts it: “When phones, social media feeds, video games, emails, and market updates become secondary, families often report deeper conversations, stronger relationships, and more lasting memories.”
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